Customers Bancorp, Inc. (CUBI) Q4 2025 Earnings Call Transcript

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Q4: 2026-01-22 Earnings Summary

EPS of $2.06 beats by $0.02

 | Revenue of $204.78M (21.75% Y/Y) beats by $3.85M

Customers Bancorp, Inc. (CUBI) Q4 2025 Earnings Call January 23, 2026 9:00 AM EST

Company Participants

Philip Watkins – EVP, Head of Corporate Development & Investor Relations
Jay Sidhu – Founder & Executive Chairman
Samvir Sidhu – President, CEO & Director
Mark McCollom – Executive VP & CFO

Conference Call Participants

Sun Young Lee – TD Cowen, Research Division
Stephen Moss – Raymond James & Associates, Inc., Research Division
Kelly Motta – Keefe, Bruyette, & Woods, Inc., Research Division
Brian Wilczynski – Morgan Stanley, Research Division
Peter Winter – D.A. Davidson & Co., Research Division
Tyler Cacciatori – Stephens Inc.
Kyle Gierman – Hovde Group, LLC, Research Division
Harold Goetsch – B. Riley Securities, Inc., Research Division

Presentation

Operator

Good morning. Thank you for joining us, and welcome to the Customers Bancorp 2025 Q4 and year-end earnings report. My name is Devin, and I will be your call moderator for today. [Operator Instructions]

I will now hand the call over to Philip Watkins, Executive Vice President, Head of. Please go ahead.

Philip Watkins
EVP, Head of Corporate Development & Investor Relations

Thanks, Devin, and good morning, everyone. Thank you for joining us for the Customers Bancorp’s Earnings Webcast for the Fourth Quarter and Full Year 2025. The presentation you will see during today’s webcast has been posted on the Investors web page of the bank’s website at www.customersbank.com. You can scroll to fourth quarter and full year 2025 results and click download presentation. You can also download a PDF of the full press release at this spot.

Before we begin, we would like to remind you that some of the statements we make today may be considered forward-looking statements under applicable securities laws. These forward-looking statements are subject to change and involve a number of risks and uncertainties that may cause actual performance results to differ materially from what is

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